Finance

Home/Finance

Pre-Qualified or Pre-Approved? What’s the Difference?

There’s a lot to learn when you’re starting out on your home buying journey. From concepts like earnest money to closing costs, it’s a lot to take in during a very short period. But of all the things to know, understanding the difference between being pre-qualified and pre-approved for your mortgage is one of the [...]

Cha-Ching Check: Cash Beyond Your Down Payment

Shopping for a house can leave you exhausted and spiritually broken, especially when that dream home is proving tricky to find in your price range. Even though you’ll eventually find the right one, you may also find yourself cutting it close on cash if you didn’t properly prepare financially. So it’s time for your pre-purchase [...]

Why Do I Need Earnest Money?

When you’re shopping for a home, it can feel like you’re hemorrhaging money. You’ve got all sorts of things to pay for, from loan application fees to home inspections, so when the issue of earnest money comes up unexpectedly, it can be a “slam on the brakes” moment. Now that the days of low to [...]

The Home Mortgage Refinance Process

When rates are low, it can seem like the ideal time to refinance your mortgage. After all, who doesn’t like a lower interest rate? There are lots of good reasons to refinance your mortgage, such as adding on or trying to streamline your expenses, but what’s really involved in the process? Mortgage Refinancing: The Basics [...]

Pros and Cons of Buying Repossessed Properties

Buying a house can be incredibly exciting and terrifying at the same time, especially if it’s your first or second home. For a lot of buyers today, the idea of getting a killer deal is the ultimate goal, one that you may have heard is possible with a bank-repossessed property (also known as a “real [...]

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