Chartered Financial Strategies LLC Sean Monohan, CFP & Enrolled Agent 972-608-2626 www.cfscorp.net
ClearChoice Financial Group, Inc. Kendal Marshall, CEO & Founder 469-941-2648 (O) / 469-742-1076 (C) www.clearchoicefg.com
AireTexas
972-833-8005 (O)
airetexas.com
Lavender Care Air Quality & Flooring Experts
972-441-4049 (O)
lavendercaretx.com
Mr. Duct Cleaner
844-444-3828 (DUCT) / 972-322-4356 (O)
www.MrDuctCleaner.com
Taylormade Heat & Air
Lance Taylor
469-424-3404 / 469-212-9732 (O)
Taylormadeheatandair.com
A+ Certified Appliance Service
Tyler Adkins
972-210-0599 (O) / 972-890-5014
APlusCertifiedAppliance.com
Callahan’s Appliance Inc.
888-319-8311
www.Callahansappliance.com
Box & Associates
972-392-0300
www.BoxAppraisal.com
Eric Biskamp
Appraiser (includes Property Square Foot measurement services)
214-235-8324 (C)
EricBiskamp.com
Shinpaugh Appraisal Company
Carl Shinpaugh
214-890-9916 (O) / 214-202-7626 (C)
ShinpaughAppraisalCompany.appraiserxsites.com/
The Willingham Law Firm, P.C.
Mark Auten
214-250-4407 (O) / 469-223-7394 (C)
Mark@willprobateattorneys.com
www.willprobateattorneys.com
Estate Planning, Business Formation, Probate, and Real Estate Law
Leu & Pierce Elder Law Attorneys
Lori Leu
972-996-2540 (O)
LeuLawFirm.com
Seniors, Wills, Estate Planning & Administration, Long-Term Care, Benefits Planning, etc.
Ruais & Associates, PLLC
Philip Ruais
214-572-2109 (O)
www.bluejeansLaw.com
Real Estate, Business Contracts, Estate Planning, Probate, Litigation, etc.
The Law Office of Cristina Levine PLLC
Cristina Levine
800-620-0900 / 469-400-6849
CristinaLevine.Lawyer.com
Estate, Estate Planning, Wills & Probate
Blinds and Drapes for Less (Entire DFW area)
972-270-3203 (O)
BlindsandDrapesForLess.com
Bloomin’ Blinds (North & East Dallas, Fort Worth, Denton & Keller)
972-627-4874 (O)
bloominblinds.com
Kellee’s Custom Shutters (Fannin, Grayson, Hunt & Collin Counties)
Lee Ann Kemp
903-227-2997 (O)
KelleesCustomShutters.com
Legacy Blinds Manufacturing (Entire DFW area)
James Park
972-820-0007 (O)
www.legacyblindsmfg.com
We Got Shutters
James Peters
214-636-9398 (O)
WeGotShutters.com
J.H. Masonry
Johnny Harper
817-905-5525
Master Masonry
Roger Landry
214-226-6007 (O)
www.MasterMasonry.com
The Fireplace Specialist
972-867-8998 (O)
http://fireplacespecialist.biz/
All Star Carpet Cleaning
Sergio Perez
972-347-5884 (O) / 972-832-1082 (C)
AllStarPowerWand.com
Minuteman Carpet Services
Andrew Arnold
817-915-5334
MinutemanCarpet@sbcglobal.net
Pure Dynamic
Water Damage, Carpet, Tile & Air Duct Cleaning, Hardwood Floor Refinishing
Brad Addington
972-746-2717 (O) / 214-995-0308 (C)
Steam Me Up
Jim Holcomb
214-500-3667 (O)
https://steammeupdfw.com
United Cleaning & Emergency Restoration Systems, Inc.
817-268-6531 (O) / 817-808-1427 (C)
unitedcarpetclean.com
Chiropractor North Dallas Spine Center
Dr. Oscar Presas, NUCCA Chiropractor
972-781-0010 (O)
www.northdallasspinecenter.com
No popping or cracking. Just an adjustment of your upper cervical.
Back Office Credit Solutions
Kissena Sheets
Credit Consultant
800-656-0084 ext. 101 (O)
972-677-3460 (C)
www.BackOfficeCreditSolutions.com
Go Deluxe Financial
Karena Simon, President
800-308-3419
GoDeluxeFinancial.com
Omega Credit Repair
David Dishman
Credit Specialist
214-733-8336
www.OmegaCreditRepair.com
Echeverria Brothers
Julio Echeverria, Master Electrician
972 -265-9861 (O)
www.Facebook.com/EBElectric/
Donna Rea
Caring Transitions
Senior Relocation, Downsizing, Estate Sales
214-504-1650 (O)
caringtransitionsnorthdallassuburbs.com
Cedar Creek Fences
Dave Phillips
214-218-2800 (O)
www.CedarCreekFences.com/index.shtml
Exterior Wood Savers
972-578-5024
www.WoodSavers.com
Johnson Fence Company
Bill Johnson
469-877-9415 (O)
www.BillJohnsonFences.com
RIF Fence Stain & Restoration,
Jim Waida
214-205-6481 (O)
www.RIFStain.com
Texas Best Fence & Patio
972-210-2460 (O)
www.TexasBestFence.com
Edward Jones
Craig Mills, Financial Advisor
972-733-1037 (O)
Mills@EdwardsJones.com
Holcomb Wealth Management
Kimberley Holcomb, CFA
972-980-0284 (O)
KHolcomb@holcombwealthmgt.com
Omega 2 Wealth Management
Karin McIntosh
817-500-o556 (O)
Karin@Omega2Wealth.com
www.omega2wealth.com
The Protected Legacy Group
Jim Stephenson
972-813-9657
TheProtectedLegacyGroup@gmail.com
www.facebook.com/JimCindyStephenson
Carpet Outlets of Texas (Services whole DFW)
972-279-4800 (O)
https://carpetoutlets.net
CSC Floors
Amber Suggs, Territory Manager
(Offers financing & pay at closing)
214-368-0082 (O) / 214-334-9328 (C)
www.CSCFloors.net
D&R Floors & Home Solutions, Inc.
David Durham
(Offers financing & pay at closing)
972-625-4100 (O)
drfloorsdfw.com/financing/
Floors To Go Texas (Services whole DFW)
817-710-7030 (O)
floorstogotexas.com
Juan Aguilar (Bathroom, Kitchen & Flooring Remodels)
469-471-8936
Style Floors (Flooring & Remodeling)
(Offers 50% down payment & 50% once job is completed)
972-548-2727
www.stylefloors.net
Chris Latham
817-305-3700
Chris76114@gmail.com
Arch Foundation Repair
214-467-9700 (O)
www.ArchFoundationRepair.com
Bedrock Foundation Repair, LLC
214-824-1211 (O)
www.bedrockfoundationrepair.com
Integrity Foundation Repair
Jeff Marshall
817-561-6500 (O) / 817-269-2171 (C)
www.IFRDFW.com
MBR Guaranteed Foundation Repair
Phillip Duffin
817-469-1090 (O) / 817-891-6426 (C)
www.mbrgfr.com
Perma Pier
972-833-0926 (Dallas) / 817-497-8164 (Fort Worth)
www.PermaPier.com
Structured Foundation Repairs
972-349-4430 (O)
www.structuredfoundation.com
Interior Insights LLC
Debra Coffey
214-507-4506
www.InteriorInsights.org
Inspired 2 Create
Tracie Byrd
404-694-4422 (C)
www.i2cstage.com
McKinney/Frisco Overhead Doors
972-837-1080 (O)
McKinneyFriscoOverheadDoor.com
Nation Overhead Door & Gate
972-590-8895 (O)
www.nationoverheaddoor.com
Overhead Garage Door
972-954-2546 (O)
https://overheadgaragedoordallas.com/
Armor Glazing, Dario Garcia, 214-837-0392, armorglazing@gmail.com
Granite Stone Cutters
214-502-8029 (O)
www.GraniteStoneCutters.net
Infinity Granite & Marble
Rene De Santiago
214-416-1308 (C)
Dallas Gutter and Repair
Eric Wales
972-234-1251
www.DallasGutter.com
No Leak Rain Gutters
972-727-8838 (O)
Handyman Services DFW
(Fate & Rockwall, TX)
Barry Locke
214-537-6461 (C)
cblocke2018@gmail.com
Design Remodel Pros (Handyman Services)
Brian & Sara Belmonte
(972) 407-0754 (O)
www.DesignRemodelPros.com
Handy Hallett
Robert Hallett
469-636-9472
HandyHallett@gmail.com
MHM Handyman Services
Hector Galvan
469-774-7241
RZG Remodeling
Roberto Aviles
972-345-0667 (C) / 972-975-2452 (O)
rzgremodeling.com
Air Repair (Air Conditioning & Heating)
Chris Furbacher
972-625-1400
https://airrepairpros.com
Big Bear A/C and Heating
972-998-9990 (O)
www.BigBearAir.com
CoolAir
972-679-4072 (O)
www.ColdAirAC.com
Master Tech Service Corp
817-251-4455 (O)
MasterTechServiceCorp.com
Matco HVAC
972-292-1880 (O)
www.MatcoServices.com
Mr. Duct Cleaner
972-322-4356 (O)
www.MrDuctCleaner.com
Taylormade Heat and Air, LLC
Lance Taylor
469-424-3404 / 469-212-9732 (O)
TaylormadeHeatAndAir.com
When selecting a plan be sure to include upgrades for A/C, Heater, and garage doors to ensure the likelihood of coverage if failure occurs. DO NOT ORDER, just call to determine which company and plan you want. Contact your agent to place the order.
2-10 Home Warranty (Residential)
1-800-795-9595
www.2-10.com
American Home Shield
1-800-735-4663
www.AHSwarranty.com
Broward Factory Service (Residential & Commercial)
1-877-237-9700
www.BFSHomeWarranty.com
Fidelity National Home Warranty
1-800-308-1420
homewarranty.com
First American Residential Service
1-800-444-9030
www.HomeWarranty.firstam.com
HomeServe Home Warranty (Residential)
1-888-737-7070
homeserve.com/sc/nations
Old Republic Home Protection Plan
1-800-445-6999
www.ORHP.com
Super Home Warranty
1-844-997-8737
www.HelloSuper.com
343 Home Inspections (Residential)
214-800-2001, Inspectors (4)
343inspections.com/
360 Inspections – Commercial & Residential (Mech. & WDI)
469-224-0360
Inspector, Lance Dubahoe
Inspect360.com
A-Action Inspections – Commercial & Residential (Mech. & WDI)
972-572-4500
A-ActionHomeInspection.com
Best Inspections – Commercial & Residential (Mechanical & WDI)
903-463-2220 (O)
bestinspections.net
Kissee Inspections – Commercial & Residential
469-789-1444
KisseeInspections.com
Pillar to Post Home Inspections (Residential)
Ken Duggan, 214-399-5862 (O) / 214-986-6045 (C)
PillarToPost.com
Providence Property Inspections (Residential)
469-980-6818
CodyWeightman@gmail.com
Road Runner Inspection Services (Residential)
214-226-9492
Inspector, Allan Bankston
RRISTX.com
The Art of House (Residential)
214-642-7853
Richard Whitsitt
https://theartofhouse.com/
The Home Inspectors (Residential)
972-235-0800 (O)
https://thehomeinspectorstx.com/dallas-fort-worth
Allstate
Chris Zeigler
469-535-2500 (O) / 214-870-4269 (C)
ChrisZeigler@Allstate.com
agents.allstate.com/Chris-Zeigler-frisco-tx.html
Dexter & Company (Luxury Home Insurance and Riders)
Gail Rolseth
469-951-0258 (C)
GRolseth@DexterCompany.com
DexterInsurance.com
Dean Insurance Group
Steve Davidson, Agent-Insurance Broker
214-227-9377 ext. 3 (O)
Steve@DeanInsure.com
DeanInsure.com
Goosehead Insurance
Adam Fleumer
214-838-5415 (O) / 913-683-9760 (C)
Adam.Fleumer@Goosehead.com
Innovating Business with Enterprise Solutions
Mashondi Payne
469-200-0250 (C)
PLI Brokerage, Inc. (Luxury Home Insurance & Riders)
The Chubb Group of Insurance
1-866-324-8222
Chubb.com
State Farm
Vince Adams
1-855-733-7333 (O), 817-377-3401 (C)
Adams.hqa0@statefarm.com
www.vinceadams.biz
Stonebridge Insurance Group (Insurance Broker)
Mark Lowey
214-558-2727 (C)
StonebridgeInsuranceGroup.com
Interior Insights LLC
Debra Coffey
214-507-4506
Debra@InteriorInsights.org
www.InteriorInsights.org
Inspired 2 Create
Tracie Byrd
404-694-4422 (C)
www.i2cstage.com
All Texas Services (Collin/Denton County)
Alberto Hernandez
972-505-8698 (C)
Clays Clippers, Inc. (Landscape & Poolscape Design)
Christal Davis, 214-878-3212 (O)
claysclippers.com
College Fund Landscaping
972-985-0279 (O)
www.collegefundlandscaping.com
CitiTurf
Lawn Care, Pest Control & Sprinkler Repair
972-516-0001
www.cititurf.com
Chorbie (Collin/Denton/Dallas County)
972-697-5221 (O)
www.chorbie.com
Green Hills Design, Greg Farris
972-741-6942
www.greenhillsdesign.com/index.html
Green Meadows Landscaping
Kronda Thimesch
972-670-0331 (O)
GreenMeadowsLandscaping.com
Lewis Hernandez (Primarily Trees)
214-309-8681 (O)
www.hernandeztreeexperts.com
Medrano Landscaping (Landscaping & Sprinkler Repair)
Jose Medrano
469-360-1011
Quality Lawn & Landscaping (Collin/Denton)
Acosta Antonio
214-404-1956 (C) / 972-814-5576 (O)
Sundrop Gardens
Manuel Hassenteufel
214-269-9806 (O)
www.SundropGardens.com
MrReKey Locksmith,
Dustin Tabbert
972-282-9696 (O)
https://rekeyspecial.com/
(Unique code: 121907, Client receives $10 discount if code used)
Olga Camarena Maid Service (Allen, Frisco, Little Elm, McKinney, Plano, Prosper)
469-952-4201
Realty Cleaning Services
Make Ready / Move-in & Move-out
972-464-8301
www.realtycleaningusa.com
Tomasa Cortes
214-881-7069
We Shine Through Detailed Cleaning Service
Candis Smith
972-616-3878 (Collin & Denton County)
A-1 Freeman Moving Group
Local, Domestic & International Moving Company
Mark Waller
972-506-1710
www.A-1Freeman.com
Fantastic Moves
214-349-6683
www.FantasticMoves.com
Mayflower
877-720-4066
mayflower.com
Rhino Moving Pros
469-713-6683
www.RhinoMovingPros.com
Ward North American Van Lines
Kris Ankenbauer
866-229-8708 (O) / 469-323-8111 (C)
wardnorthamerican.com
Wrightway Moving Co.
Eric Wright, 972-861-2980 (O) / 214-808-6683 (C)
wrightwaymovingco.com
Nannies On The Go
817-442-0225 (Southlake)
817-442-0200 (Dallas)
info@NanniesOnTheGo.net
www.NanniesOnTheGo.net
Ongo Solutions (Odor Removal)
Ofer Kadeem
817-939-9969 / 817-440-6175
www.facebook.com/ongosolutions/
Site One Landscape Supply
Odor Control
972-346-3577
www.SiteOne.com
Abanico Painting
Javier Rodriguez
972-603-6896
Alan’s Painting Service (Interior & Exterior – DFW Area)
Alan Covarrubias
469-535-1840 (O)
facebook.com/pg/alanspaintingservice/
Jabes (Interior/Exterior Woodwork & Painting)
Roberto Ventura
469-279-712
VenturaRoberto@gmail.com
Ramsay & Alan’s Painting
Jose Juarez
469-544-2571
Paint, Stain, Drywall & Sheetrock (exterior, interior, doors, cabinets and shutters)
DFW area (free estimates)
www.ramseyandalanspainting.com
Steve Tickner Residential Painting Specialist
972-517-7313
steveticknerpainting.com
Bug Commander Pest Control (North Texas)
Jennifer Blythe
214-705-1222 (O)
BugCommanderPestControl.com
Eco Star Pest Control (DFW Metroplex)
Peter Updike
972-999-3806 (C) / 214-774-4777 (O)
ecostarpestcontrol.com/index
Frisco & The Colony Pest Control (North of DFW Metroplex)
James Brooks
972-377-2473 (O)
http://friscocolonypestcontrol.com/
Shapp’s Pest Control (All of DFW)
David Shapp
214-467-0015 (O)
Camp Bow Wow
469-331-6223 (Main)
campbowwow.com/plano
World Pet Travel
Angela Passman
214-396-5070 (USA) / 506-4000-1689 (Costa Rica)
www.MovePet.com
Concord Plumbing Co.
John Dickerson (Irving, McKinney, Plano, Richardson)
214-733-3635
Do It All Plumbing
Norman Bundrant, Master Plumber (Collin/Denton County)
469 -487-9209
www.DoItAllPlumbing.us
Lex’s Plumbing, Far North Dallas (Collin & Denton county areas)
469-423-0560 (O)
www.lexsplumbing.com
Service Squad Plumbing
Cameron (Fort Worth & surrounding areas)
817-952-9278 / 817-859-7975
https://servicesquad.com
Texas Green Plumbing
Roger Wakefield (entire Dallas DFW County)
972-945-7378 / 214-907-2928
www.TexasGreenPlumbing.com
Hauk Custom Pools
972-382-1919 (O)
www.haukcustompools.com
Hobert Pools
972-690-8118 (Murphy) / 972-772-3358 (Rockwall)
Services Murphy & Rockwall and within 70-mile radius of DFW
www.hobertpools.com
Poolsmith
Randy Smith
972-214-9291
www.Poolsmith.net
(Service areas: McKinney, Prosper, Frisco, Princeton, Allen, Fairview, Plano)
CERTIFIED – BACKGROUND CHECKED – INSURED
Baby Guard Fence
Michael Gandy
682-551-5591 (O)
babyguardfence.com
Katchakid
Julie Davidson
972-989-4583 (O)
https://katchakid.com/
Life Saver Pool Fence
817-689-9090 (O)
lifesaveroftexas.net
Pool Guard
Leslie Sharp (Founder & CEO)
214-334-1343
https://northtexaspoolfence.com/
Protect-A-Child
Greg Dorman
214-676-3132 (O),
https://protectachild.com/dealer/texas/dallas-pool-fence/
Red River Fence
214-505-5054 (O)
www.redriverfence.com/midlothian/
Alan’s Painting Service (Pressure wash & faux finish – DFW Area)
Alan Covarrubias
469-535-1840 (O)
facebook.com/pg/alanspaintingservice/
APW Power Washing
Gary Anderson
972-523-2793 (C)
apwservices.com
Blue Star Power Washing
214-631-9530 (C)
bluestarpowerwashing.com
Certified Industries LLC (Power Washing & Handyman)
Barry Locke
214-537-6461 (C)
Silverback Pressure Washing
Tim Gonzales
469-294-2828
silverbackpressurewashing.com
Alex Guthrie Construction
469-446-8508
Alex@AlexGuthrie.net
Burns Construction & Remodel
Mark Burns
214-385-9919
MarkBurns2008@yahoo.com
CAAM Kitchen & Bathroom
214-251-6802 (O)
caamkb.com
Champion Home Services
Rick Middaugh
214-893-4052
ChampionRemodelingTX.com
Design Remodel Pros
Brian & Sara Belmonte
972-407-0754
DesignRemodelPros.com
FS Renovations
Servicing entire DFW area, Ashley Coatney as a reference for a great price
972-247-7700
dfwrenovations.com
DFW Remodel
Vino Paudel, Builder & Remodeler
972-220-8057
dfwremodelteam.com
Remodeling by Danny
866-256-0577 (O) / 214-663-4611 (C)
remodelingbydanny.com
RZG Remodeling, Roberto Aviles
972-345-0667 (C) / 972-975-2452 (O)
rzgremodeling.com
Serving You F1rst Contracting
Kevin Seaman
214-864-1161
facebook.com/servingyoufirstcontracting/
Star Home Remodeling
John or Stefano
972-954-2476 (O)
StarHomeRemodeling.com
V Luxury Homes, LLC
Jake Murillo
972-662-8804 (O) / 214-533-6444 (C)
https://vluxhomes.com/
Xtreme Roofing & Remodeling
Sara Muhic
214-469-7641 (O)
facebook.com/saramuhic78/
3 Kings Roofing
Jason Cummings
972-591-3303
3kingsroofing.com
Authority Roofing
Catherine Brenneman, Certified Master Elite Roofer
972-317-7663 (O)
214-697-2464 (O)
CBrenneman@AuthorityRoofing.com
www.authorityroofing.com
EcoTech Roofing
Robert Burnley
972-922-3606 (O)
www.EcoTechRoofing.com
First Out Roofing
Nick Frederickson
214-289-6776 (C)
Mark Snow (Former Claims Adjustor)
806-433-0125 (C)
www.Firstoutroofing.com
JH Roofing & Construction
Jesse Hwong
972-235-2525 (O)
469-878-2315 (C)
www.jh-roofing.com
Swan Roofing, LLC
972-596-8313 (O)
www.swanroofing.com
Texas Best Construction
Richard Stallings
214-394-8563
Veterans Roofing
Bradley Lewis, 214-499-2179
VeteranRoofingandConstruction.com
Water-Tite Roofing (South Dallas & Tarrant County)
Jeff Marshall
817-561-6500
www.WaterTiteRoof.com
ADT Security
Holger Moncayo
469-693-1125
DFW Security
1-877-372-0350
www.DFWSecurity.com
Safe Haven Security
1-877-842-0818
mysafehaven.com
Smith-Thompson Security
972-526-8500
www.SmithThompson.com
American Lawn Sprinklers
972-420-8700
Medrano Landscaping (Landscaping & Sprinkler Repair)
Jose Medrano
469-360-1011
Texas Lawn Sprinklers
469-667-6699 (O)
https://texaslawnsprinklers.com/
Stained Glass Unlimited
972-625-3416
www.stainedglassunl.com
Inspired 2 Create (Home Stage/Interior Designer)
Tracie Byrd
404-694-4422 (C)
Lynn Wilson Interiors
Lynn Wilson, Stager
507-271-9907
www.LynnWilsonInteriors.com
Staged Just In Time
Denise Smith, Certified Staging Professional
214-762-2867
www.Homesstagedjustintime.vpweb.com
Crannell Engineering
972-691-6633
www.Crannelleng.com
Amerisurveryors
214-677-4966
www.Amerisurveyors.com
CBG Surveying Inc.
214-349-9485
www.cbgtexasllc.com
Innovative Surveying
469-260-0828
Jimmy Pogue Land Surveyors
214-371-0666
www.JimmyWPogue.com
Roome Land Surveying
Chad Sledge
972-423-4372
www.RoomeSurveying.com
Texas Heritage Surveying, LLC
214-340-9700
www.txheritage.com
Collin County Cab
469-952-7772
(24-hour taxi service for airport, in-town runs, doctor’s visits, etc.), servicing Frisco, Plano, Allen, McKinney and the surrounding areas
Becerra Lawn Maintenance
214-241-9141
Wright Way Tree Service
214-434-9929
Wright-way-tree-service.business.site
Electricity
Ambit Energy
1-877-282-6248
www.ambitenergy.com
CoServ Electric
1-800-274-4014
www.CoServ.com
Grayson-Collin Electric Coop
1-800-967-5235
www.GCEC.net
Stream Energy
1-866-447-8732
mystream.com
TXU Electric
1-800-242-9113
www.txu.com
Other Providers (Select “Compare Retail Offers”)
www.PowerToChoose.org
Gas
Atmos Energy
1-800-460-3030
www.atmosenergy.com
CoServ Gas
1-800-566-2314
www.CoServ.com
Grayson-Collin Electric Coop
1-903-482-5231
www.GCEC.net
Water and Trash (If your city is not listed, call the city in which you will be residing for information)
City of Allen
214-509-4500
cityofallen.org
City of Arlington
817-275-5931
arlingtontx.gov
City of Carrollton
972-466-3000
cityofcarrollton.com
City of Dallas
214-651-1441
dallascityhall.com
City of DeSoto
972-230-9627
ci.desoto.tx.us
City of Frisco
972-292-5000
friscotexas.gov
City of Flower Mound
972-874-6000
flower-mound.com
City of Fort Worth
817-392-1234
https://fortworthtexas.gov/
City of Irving
972-721-2600
cityofirving.org
City of Heartland
214-526-3000
heartlandtexas.com/
City of Lancaster
972-218-1300
lancaster-tx.com
City of Little Elm
214-975-0480
littleelm.org
City of Mansfield
817-276-4200
mansfield-tx.gov
City of McKinney
972-547-7500
mckinneytexas.org
City of Plano
972-941-7000
plano.gov
City of Richardson
972-744-4100
cor.net
City of The Colony
972-625-1756
www.thecolonytx.gov
Telephone/Cable/Internet
AT&T
1-800-464-7928
www.ATT.com
DirecTV
1-888-777-2454
www.directv.com
DISH Network
1-888-825-2557
www.dish.com
Time Warner (Spectrum)
1-972-742-5892
www.timewarnercable.com/Dallas
Verizon
1-800-837-4966
www.verizonwireless.com
LET US SAVE YOU TIME & MONEY ON ALL YOUR HOME SERVICES
We locate & connect all your home services that best fit your needs and budget. Once we have your perfect home under contract I’ll help you set up all your home utilities and services using my concierge service called Movinghub™. Not only will they help locate all your service providers, but they will make sure you are getting the best deal possible!
Check out more information at the link below
Website: https://www.utilityconnect.net/GillianCunningham
Phone: (509) 408-1787
ServPro
Brett Young
972-335-9900 / 512-791-3959
www.ServProSouthFriscoTheColony.com
Puro Clean Water Restoration
Jim Bauer
214-463-2252 / 469-656-7000
www.purocleanmckinneyfrisco.com
Rainy Day Services
972-747-7734
www.rainydayservices.com
United Cleaning & Emergency Restoration Systems, Inc.
817-268-6531 (O) / 817-808-1427 (C)
unitedcarpetclean.com
All Texas Services (Lawncare & Window Cleaning) (Collin/Denton)
Alberto Hernandez
972-505-8698 (C)
Clear Reflections (Window Cleaning)
951-970-7282 (O)
clearreflectionswc.com
Lone Star Spit & Shine Windows
Sheldon Coone
972-342-9274 (O)
lonestarspitandshine.com
Squeaky Clean Windows
Chuck Davis
817-938-7654 (O)
squeakycleanwindowsdallas.com
BullDozier Window Service (Repair & Replacement)
972-238-9309 (O)
https://bulldozier-window-service.business.site/
Kings Window Services
817-908-1060 (O)
www.kingswindowservices.com
Precision Windows
972-562-8828 (O)
https://precisionwindows.glass
Squeaky Clean Windows
Chuck Davis
817-938-7654 (O)
squeakycleanwindowsdallas.com
Texas Windows
469-771-3049
texaswindows.com
When contacting lenders, inquire and compare the following:
- What is loan process?
- Can application be taken over the telephone, via a website, or in person?
- Financing Options available?
- Do you need to put any money down to purchase the house?
- What are the financing programs, Terms and Interest Caps?
- FHA, Conventional, VA, USDA,
- 30 year fixed, 15 year fixed, etc.
- ARMs (Adjustable Rate Mortgages), Interest Only, Construction Loans, etc.
- Interest Rates for different financing options?
- Is there a loan origination fee? If so, how much?
- Are there any points being charged for the rate quoted?
- What exactly is a point?
- Can you lock the interest rate? If so, is there a rate lock fee?
- If interest rate changes, can you get the lower rate?
- How long can you lock a rate?
- What is the APR (annual percentage rate) –
- This is very important when comparing lenders. It is designed to represent the true cost of the loan to the borrower, expressed in the form of a yearly The purpose is to prevent lenders from hiding fees and upfront costs behind low advertised interest rates. The APR will give you an idea of the overall difference in fees charged by the lender to close your loan.
- Will property taxes and hazard insurance be escrowed?
- Is there a fee if you don’t want to use an escrow account?
- What is the estimated time to close loan?
- Can they email you a “Good Faith Estimate” or “Closing Costs Worksheet”?
- Good Faith Estimate is an estimate of the charges which you are likely to incur at the closing/settlement of your
- When can you anticipate your first mortgage payment and for how much? How much money will you need to bring to closing/settlement?
Once you’ve gathered your information, if you’d like for me to assist you in comparing lenders, let me know.
GENERAL HOMESTEAD
- You have an ownership interest in the property and use the property as your personal residence; however, you are required to state that you do not claim an exemption on another residence homestead in or outside of Texas.
- You must own and reside in the home on January 1 of the tax year.
- You must provide a Texas driver’s license or state identification card and the homeowner’s vehicle registration receipt. The address on the identification and the vehicle registration receipt MUST match the address for which the homestead exemption is requested.
- If the owner does not own a vehicle they can send a current utility bill showing name and address along with an affidavit indicating non-ownership of a vehicle. The bill MUST match the address for which the homestead exemption is requested.
- IT’S FREE! DON’T PAY TO FILE A TEXAS HOMESTEAD EXEMPTION! Scammers send official-looking stationary to suggest that a fee (usually $50 or more) must be paid for a homeowner to get an exemption. These claims are false and deceptive.
Property owners should read applicable statutes carefully. Below are the relevant websites and/or homestead applications.
Dallas County – http://www.dallascad.org/forms.aspx
Collin County – https://www.collincad.org/downloads/viewcategory/13-residential-exemptions
Denton County – https://www.dentoncad.com/forms-and-downloads#All%20Documents%2FExemptions
Tarrant County – http://access.tarrantcounty.com/en/tax/property-tax/rates-and-exemptions.html
When you hire me as your Realtor®, my Fiduciary Duties to you are:
- Obedience
- Loyalty
- Disclosure
- Confidentiality
- Accounting
- Reasonable Care & Diligence
When viewing properties, please keep in mind that although this may be a very emotional time,
- Do… view the process as a business decision.
- Do… COME PREPARED TO PURCHASE
- Bring checkbook for Earnest Money and Option Money
- Allot time to submit offer
- Do… rate each property on a scale of 1 to 10 with 10 being the perfect home. Please note that typically, perfect homes are hard to find so, any home that rates an 8 or 9 should be strongly considered as a home to submit and offer on.
As you rate each property, consider:
- The neighborhood
- The property curbside appeal
- First impression when you enter the home
- Property finish out
- Repairs needed, if any
- Size of home relative to your needs
After viewing a property, please rank properties by 1st, 2nd, 3rd or 4th purchase choice. Any property that slips to 5th or higher should be discarded.
When a lender tells you that you may be able to get into a home for no money down, they do not mean you will not need any money to purchase/close on a property. Oftentimes buyers confuse “No Money Down” with the thought that they will not need any money. This is far from the truth. Typically, to purchase a home, the buyer will need funds for earnest money, termination option and/or inspections.
With this in mind, when a lender says “No Money Down”, they typically mean you may be eligible for 100% financing using one of many lender programs that may be available.
Closing costs are expenses that cover fees associated with the transfer of property ownership, fees paid to state and local governments, and the costs of obtaining a mortgage loan. Some of these fees are negotiable, and could be paid by either the buyer or the seller. Some costs are one-time fees (non-recurring closing costs, such as title search, termite inspection, appraisal, etc.); while other fees such as homeowner’s insurance or property taxes are things you will expect to continue to pay on a regular basis as a homeowner. As part of the loan selection process, your mortgage consultant should give you an idea of how much money you should have in reserve to cover your end of these costs. The Real Estate Settlement Procedures Act (RESPA) requires the lender to provide you with a Good Faith Estimate within three days of the submission of your loan application. RESPA also states that as a home buyer, you have the legal right to request a copy of the HUD-1 Settlement Statement 24 hours before your closing is scheduled. The HUD-1 clearly defines all closing costs, including those that are to be paid by the buyer and the seller. It’s a good idea to have both of these forms before your closing so you can compare the estimated costs to the actual costs before you finalize your transaction.
- Loan Pre-Approval Letter or Letter of Funds Availability from Loan Officer / CPA / Financial Advisor / Bank.
- Earnest Money
- Termination Option Fee (for existing homes)
- Inspection Fees
Mechanical Inspection
WDI (Wood Destroying Insect) Inspection - Down Payment
Minimums: FHA– 3.5%; Conv – 5 to 10% of Sales Price - Closing Costs (loan origination, title insurance, prepaids -taxes/insurance)
Ranges from 3-6% depending on price of property. Consult lender for more accurate amount.
Most real estate agents work for a broker as independent contractors and are 100% commission based. Typically, the commissions are paid at closing by the seller (i.e., owner, builder, bank, etc.) to the broker then distributed to the agent based on either a percentage commission split with the broker or full commission less a transaction fee. This is true even if the agent you are working with has signed a buyer representation agreement with you. However, a real estate transaction can be negotiated any number of ways, and that includes the possibility that the buyer could end up paying some or all of the sales commission.
Since most real estate agents work solely on commission and have expenses and financial obligations just like you, your loyalty is much appreciated. Most agents will respond with a sincere commitment to servicing your needs.
Note: Typical, Seller Closing Costs: $150,000 Property; 6% commission paid on Sales Price = $9,000 plus title policy, property taxes year-to-date, legal fees and processing fees. These additional fees on average are 2.5 -3% of Sales price or $4500. So, Seller’s Estimated Closing Costs are $13,500. Keep this in mind, when considering the notion of having the Seller additionally pay your closing costs.
Broker represents the seller & the buyer and provides only factual information and no advice to either party; shall treat both parties honestly; shall not disclose if seller will take a lower price or if buyer will pay more than submitted offer; and may not disclose confidential information.
Broker represents the owner and must place the interest of the owner first; buyer should not tell owner’s agent anything they do not want the owner to know because owner’s agent must disclose any material information known to owner.
Broker represents the buyer and must place the interest of the buyer first; owner should not tell buyer’s agent anything they do not want the buyer to know because buyer’s agent must disclose any material information known to buyer.
*When you call our vendors, please mention that you were referred by Gillian Cunningham Realty Group. Thank you!
